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Business Solutions

Efficiency Starts Here

Our suite of Business Solutions gives you the power to manage cash flow, reduce risk, and boost productivity.

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Cash Management

Springs Valley Bank & Trust Company's Online Cash Management offers a unique combination of technology, products, services and expertise that allows your business the opportunity to make critical business decisions. Your business can benefit from the convenience of using a state-of-the-art internet based banking system to manage your funds 24 hours a day, seven days a week, leaving more time in your busy lifestyle to perform other job duties. Utilizing Online Cash Management allows you the opportunity to pay your employees via direct deposit, pay bills, and make other online payments to and from other companies with confidence. We can tailor our Online Cash Management to meet your business criteria and at any time expand those services as your business expands.

Let us help you better manage your cash flow and simplify your payroll process with ACH debits and credits. Contact us at 800.843.4947 or eMail us for details.

New ACH Manager
electronicpayments.org

Reverse Positive Pay

Help protect your business from loss associated with check and ACH fraud with Springs Valley’s Reverse Positive Pay. Positive Pay is a fraud mitigation service that provides early detection of fraudulent, altered, or counterfeit checks through a daily verification of checks presented for payment against your check register. The daily verification will also include a review of ACH Debits and ACH Credits to prevent fraudulent ACH transactions.

Here's how it works:

The report is posted to Business Online the day after checks are presented for payment. The report will contain check information such as the dollar amount and check number as well as digital images of the checks. In addition, the report contains ACH Debits and ACH Credits presented for payment and for review.

When using Reverse Positive Pay on Business Online, you simply need to review and decide if any of the items should be returned by 12:00pm Eastern time. All items without a decision will be paid once the decision period ends.

You also have the option to easily setup and receive eMail alerts regarding exceptions, decisions, and approvals.

Features:

  • MONITOR - View images of checks and ACH's on Business Online.
  • VERIFY - You're in control of reviewing and authorizing payments.
  • CUSTOMIZE - You have the say-so when it comes to the authorized users.
  • NOTIFICATIONS - You have the ability to set up eMail alerts. 
Ready to enroll?

To find out more, and to enroll in Reverse Positive Pay, please call 800.843.4947 or visit your local banking center.

Reverse Positive Pay Video

Merchant Processing Services

With Springs Valley’s card services, your business can offer added convenience to your customers by accepting payments through credit or debit cards. We offer the latest equipment - including terminals, software, and mobile. Gift and loyalty card program options are also available.

Employee Benefit Plan

Our professional staff can help with your company's retirement plans to develop a plan that is right for you.

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Electronic Federal Tax Payment System (EFTPS)

EFTPS is a tax payment system offered free from the U.S. Department of the Treasury, designed with the busy taxpayers in mind. Using the Internet, you input your tax payment information and send it. That's all! If you have any questions, please use our secure Contact Us form, or click the link below to visit the EFTPS website.

View EFTPS Website Send a Secure eMail

Wire Services

Keep your business moving with convenient, cost-effective wire transfer services that allow you to move money to and from your Springs Valley bank account. This is a fast and secure payment method that, in most cases, clears on the same day the transfer is requested.

Is Your Business Growing?

Don't forget to check out our full suite of business financing options designed to support growing teams like yours! 

Commercial Lending

Stay in Control of Your Business Finances

From digital banking to mobile check deposits, our business checking and savings solutions are built to keep you moving forward.

Business Checking Accounts Business Savings Accounts

Do You Have a Plan?

Let our Financial Advisory Group tailor a financial plan that meets your individual needs. 

FA Group

Regulation GG- Unlawful Internet Gambling Enforcement Act (UIGEA)

The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the Act) from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling.

As defined in Regulation GG, unlawful internet gambling means to "place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made."

As a customer of Springs Valley Bank, these restricted transactions are prohibited from being processed through your account or banking relationship with us. Springs Valley Bank will not knowingly open or maintain an account for a commercial non-governmental entity that is involved in internet gambling business, legal or otherwise.

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