^* There is no fee for the Round-Up Savings Program. Eligible Springs Valley checking and savings accounts can participate in the program. A consent form is required to be completed to participate in the Round-Up Savings Program. When you enroll in the Round-Up Savings Program, Springs Valley will round up the amount of any debit card purchases associated with your Springs Valley checking account to the next whole dollar amount and transfer the amount in excess of the purchase amount from your checking account to your savings account. On days you have multiple debit card transactions, we’ll add up all of your daily round-ups and make one transfer to your savings. Each evening during our daily process, the transfer amount will be transferred from the checking account tied to the debit card(s) and deposited in the savings account you have designated for the program. If on a business day you do not have sufficient available funds in your checking account, or if any transaction has overdrawn your checking account, Springs Valley will not round up the purchase. If your debit card purchase is subsequently cancelled or reversed, such as a returned purchase, the corresponding round up transfer will remain in your savings account. Credit transactions, ATM-processed transactions, transfers between accounts, bill pay via online or mobile banking, or adjustment transactions will not be rounded up. Springs Valley reserves the right to cancel or modify the Round-Up Savings Program at any time. Business accounts are not eligible for the Round-Up Savings Program. Other terms and conditions may apply.