Interest Rates

CDs & IRAs

For rate information for Certificates of Deposit or Individual Retirement Accounts, please call or visit any of our Banking Centers for our current rates.

Savings

Health Savings Account (HSA) Rates are effective as of 05/16/2019. Fees could reduce earnings on the account. Rates are subject to change at any time without prior notice.

Loans

• Interest rates are subject to Springs Valley's underwriting guidelines.
• Decisions made locally.
• Interest rates are subject to change.
• The above APR does include an application fee, VSI fee and electronic title fees.

To apply for a consumer loan, visit our Online Consumer Loan Center.

Loan Rates are effective as of 1/17/2025. The above APR is based on a $20,000.00 loan. A loan for a 2025 vehicle for 5 yrs, 60 mo. Payments of $406.97 would be required. This is based on a current rate & APR of a 2025 vehicle.

Home Equity Fixed Rate or Line of Credit

For details, call or visit your nearest Springs Valley banking center or Contact a Loan Officer.

Mortgage Information

Decisions made locally by a friendly and knowledgeable staff.  For details visit the Springs Valley Online Mortgage Center.