Visa® Credit Cards
With a Springs Valley Visa® Credit Card, you'll enjoy competitive benefits, rates and limits along with top-notch customer service.
At Springs Valley, your Platinum Rewards Visa® Credit Card and Business Rewards Visa® Credit Card give you the adventure to choose your rewards with uChoose Rewards®*. To learn more about uChoose Rewards®, click here.
Effective February 1, 2021, your Springs Valley Bank & Trust Company credit card will no longer provide Auto Rental Collision Damage Waiver (ARCDW) benefits. All other card benefits (Roadside Dispatch®) will remain in place.
*uChoose Rewards® is a registered trademark of Fiserv, Inc.
Easy Access Line of Credit
If you find yourself needing extra cash, just access your Easy Access Line of Credit simply by writing a check for more than the balance in your account. The bank will automatically pay up to your established credit limit. You decide when and where to write yourself a loan. It's that easy!
Springs Valley’s Secure Credit Card is offered as an alternative for customers who are denied for a traditional credit card or loan. The card is designed for customers who are looking to build or rebuild credit.
Provides an interactive view for you to analyze your financial portfolio to uncover new opportunities and make well-informed financial decisions.
How to tell whether your card is contactless - To check whether your Springs Valley card is contactless, just look for the contactless symbol on the front of your card by the EMV Chip. The contactless symbol is four curved lines that get bigger from left to right. You might notice that it looks similar to the Wi-Fi symbol.
How to use a contactless card:
Contactless card security - Contactless cards are just as secure as chip cards at a chip-enabled register, and they’re even more secure than magnetic stripe payments. Each contactless transaction creates a unique, one-time code or password. This helps reduce security risks since the code can’t be used again—and it can be read only by the card-processing network.
Loan Disclaimer: Loans and Assistance programs for qualified applicants only. View consumer loan rates online and for all other current rates, call one of our Loan Officers. Consult your tax advisor regarding tax deductibility. Certain closing costs may apply. Lender is not affiliated with government agencies. Loans are subject to credit review and approval.
1The introductory purchase and balance transfer monthly periodic rates are equal to 0.00% for the first six (6) months.
2The purchase and balance transfer APRs are equal to the Prime Rate plus a margin of 5.00%. The purchase and balance transfer monthly periodic rates are equal to 1.1042%. This APR will vary with the market based on the Prime Rate.